Mailing Address     P.O. Box 34-630, Auckland, New Zealand Daniel Vidal     Phone: +64 21 623 518     Email :   daniel.vidal@icratings.com Mark Jeffries     Phone: +64 21 465 797     Email :   mark.jeffries@icratings.com Jacki Houtwipper     Phone: +64 274 757 937     Email :  jacki.houtwipper@icratings.com Chris Rodgers     Phone: +64 21 669 736     Email :  chris.rodgers@icratings.com     © 2005 Intellectual Capital Ratings. All rights reserved.